The problems on the server and the chat are similar, the difference is the younger users don't know how to deal with differences in humour and the line on 'poking fun' and 'bullying' are too slim. I've noticed that, being pretty much the only 'veteran' user still regularly using chat. The absence of the older users is part of the reason chat is like this, there aren't many people to keep chat on track or explain what's reasonable and what isn't. I've been mini-modding a bit too much I know, but it's hard to watch quietly when chat devolves.
I'm not for or against promoting authority, editor, mods or whatever. I still think it's a community/attitude change which can be somewhat alleviated if a little more attention is paid and better examples set.